家庭财产保险联系着城乡千家万户的切身利益,社会影响很大。尤其是在多家办保险,多种经济成份并存的今天,人保公司如何在市场经济体制下搞活搞好,强化经营管理,确保该险种保持旺盛的生命力,很有必要对家庭财产保险作一番思考。笔者仅就费率、保额、理赔三大环节的实务方面谈谈看法。 Family property insurance links the vital interests of all households in urban and rural areas and has a great social impact. Especially in the context of multiple insurance and various economic coexistences, how PICC can make a living under the market economy system, strengthen its management and operation, and ensure the vitality of the insurance industry remains vitality. It is necessary to make some changes to the family property insurance Thinking. I only rate, insurer, claims aspects of the three aspects of practice to talk about.