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新型农村合作医疗保险基金是为了实施新农合而建立的专项医疗风险基金,用于补偿支付参合农民因疾病而发生的医疗费用,其运行效率是关系到新农合制度能否持续高效运行的关键所在。然而,现行新型农村合作医疗保险基金存在着筹资水平低、保障程度不高、受益不公平、基金使用率低等问题,直接关系着新型农村合作医疗制度的可持续发展。
The new rural cooperative medical insurance fund is a special medical risk fund established for the implementation of NCMS. It is used to compensate for the medical expenses incurred by participating farmers due to illness. The operating efficiency of the new rural cooperative medical insurance fund is related to whether the NCMS can operate continuously and efficiently The key. However, the existing new-type rural cooperative medical insurance fund has the problems of low level of funding, low level of protection, unfair benefit and low fund utilization rate, which directly affects the sustainable development of the new rural cooperative medical system.