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正式约束是人们有意识创造的一系列政策法规,包括政治规则、经济规则和契约,它是制度的制定者在非正式约束的基础上制定出来的,是制度的核心内容。保险中介制度的正式约束应包括:(1)保险代理人、保险经纪人、保险公证人的资格确立。保险中介人资格的确立,应体现中介人的职业化、层次化的要求,实行等级资格考试制度。并对特殊业务的代理,进行特殊资格考试。无论是哪种形式的保险中介,都应从制度安排上,促使其成为一种终
Formal constraints are a series of policies and regulations that people consciously create. They include political rules, economic rules and contracts. They are the basis of the system set forth by the system makers on the basis of informal constraints. The formal binding of the insurance intermediation system should include: (1) the qualification of insurance agents, insurance brokers and insurance notaries. The establishment of insurance intermediary qualification should reflect the professionalization of intermediaries, the level of requirements, the implementation of the level qualification examination system. And the special business agents, special qualification examination. No matter what kind of insurance intermediary, should be institutional arrangements, prompting it to become a kind of final