十四、三节帐——我国最早的信用卡 三节帐,人们可能误以为是帐簿名称,其实它是一种货款结算方式,类似现代的信用卡。不过信用卡由银行发行,消费者可凭信用卡到有关商店享受购物后由银行付款的便利,三节帐则是商店给予消费者在该店可以随时购货定期结帐付款的方便。清朝顾禄的《清嘉录》记述苏州的风俗习惯时说:“土俗,贸易场中,以端午、中秋、除夕为三节,按 Sections 14 and 3 - China’s earliest credit card Three accounts, people may mistakenly believe that it is the name of the book. In fact, it is a payment settlement method, similar to a modern credit card. However, credit cards are issued by banks, consumers can use credit cards to shop to enjoy the convenience of shopping after payment, and three-period accounts are convenient for the store to give consumers the possibility to purchase regular payment at any time in the store. When Qing Gulu’s Qing Jialu recorded Suzhou’s customs and habits, he said: “In terms of local customs and trade, the Dragon Boat Festival, Mid-Autumn Festival, and New Year’s Eve are three sections.