8月17日,中国人民银行、银监会联合颁布新的《汽车贷款管理办法》。该办法于今年10月1日起正式实施。一、国有银行不再垄断车贷　随着新办法的实施,贷款人由国有独资商业银行扩大为包括各商业银行、城乡信用社以及获准经营汽车贷款业务的非银行金融机构。二、外国人也能申请车 August 17, the People’s Bank of China, China Banking Regulatory Commission jointly promulgated a new “car loan management approach.” The approach came into force on October 1 this year. I. State-owned banks no longer monopolize automobile loans With the implementation of the new measures, lenders are expanded from wholly state-owned commercial banks to include non-bank financial institutions such as commercial banks, urban and rural credit cooperatives, and automobile loan businesses. Second, foreigners can apply for a car