养老金制度问题一直是我国有待完善的问题,从宏观上看国家在这方面负担沉重,如何妥善解决若干年后大家的养老问题成了矛盾的焦点:养老金组成由原来的工资11%降至8%,从表面上看我们并没有多付出,但是长远来说,我们未来的所得是否不变?面对人口老龄化的冲击,中国养老保障制度正面临严峻的挑战。 The issue of pension system has always been a problem that needs to be perfected in our country. From a macro point of view, the state is heavily burdened in this respect. How to properly solve the problem of providing for the aged after a number of years has become the focus of contradictions: the pension component has dropped from 11% of the original wage 8%. On the surface, we did not pay much. However, in the long run, will our future income remain the same? Faced with the impact of population aging, China’s pension system is facing a serious challenge.