论文部分内容阅读
创新是贯彻落实国家对保险业改革发展要求的迫切需要,是解决行业发展困难和问题的有效途径,是应对日趋激烈的市场竞争的现实要求。近年来我国保险业创新虽有突破性进展,但在创新力度、创新机制、分支机构积极性、创新保护制度等方面仍有差距,必须从创新类型、创新价值衡量、创新与继承、创新与实践等方面深刻理解保险刨新的内涵,把握企业主体、联合开发、持续协调发展、开放性、市场化、共同推动等原则,通过提高重视程度、增强创新意识、政产学研紧密结合、重点突破关键领域、建立创新激励和保护机制等途径,进一步提升保险行业的创新能力,推动保险业又好又快地发展。
Innovation is an urgent need to implement the state’s requirements for the reform and development of the insurance industry. It is an effective way to solve the difficulties and problems in the development of the industry. It is also a realistic response to the increasingly fierce market competition. In recent years, although there has been a breakthrough in insurance innovation in our country, there is still a gap in innovation, innovation mechanism, branch enthusiasm and innovation protection system, and so on. There is still a gap between innovation type, innovation value measurement, innovation and inheritance, innovation and practice Deepen the understanding of the new connotation of insurance planing, grasp the principles of enterprise main body, joint development, continuous coordinated development, openness, marketization and common promotion, and focus on breakthroughs in key areas through increasing emphasis, enhancing awareness of innovation, , Establishing innovative incentives and protection mechanisms and other means to further enhance the innovation capability of the insurance industry and promote the sound and rapid development of the insurance industry.