韩国建立存款保险基金管理法律制度经历了初期、调整和相对成熟三个阶段。目前,韩国存款保险基金管理已经形成了融资渠道多元化、保护范围宽泛、以存款人利益为核心、韩国存款保险公司(KDIC)能动性强等为特点的,相对成熟的存款保险基金管理和运作经验。借鉴韩国成熟的相关经验,对我国建立存款保险基金管理法律制度有一定参考价值。 South Korea established a deposit insurance fund management legal system has gone through three stages: initial stage, adjustment and relative maturity. At present, the management of deposit insurance funds in Korea has formed a relatively mature deposit insurance fund management and operation experience characterized by diversified financing channels, a wide range of protection, the interest of depositors and the dynamic nature of KDIC. . Learn from the mature experience in South Korea, China’s establishment of a deposit insurance fund management legal system has some reference value.