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广义的资产支持证券按拟用于证券化资产的性质分为资产支持证券(Asset-Backed Securities,简称ABS)和住房按揭贷款支持证券(Mortgage-Backed Securities,简称MBS)。其中,ABS包括信用卡、汽车贷款支持证券以及按揭债务权益等;MBS包括住宅按揭贷款支持证券和商业房屋贷款支持证券。
Generalized asset-backed securities are classified into Asset-Backed Securities (ABS) and Mortgage-Backed Securities (MBS) as they are intended for securitized assets. Among them, ABS includes credit cards, car loan-backed securities and mortgage debt rights, etc. MBS includes residential mortgage-backed securities and commercial mortgage-backed securities.