从1999年以来,国家为了确保金融安全和推进国有商业银行体制改革,先后成立了华融、长城、信达和东方四大金融资产管理公司,专门接收从工行、农行、建行和中行剥离出来的不良贷款,实行挂帐和集中处置。金融资产管理公司接收这些不良贷款后,先后采取了与债务企业协商、通过司法诉讼等方法,处理和终止了一批债务。 Since 1999, in order to ensure financial security and promote the reform of the state-owned commercial banks, the state has successively established four major financial asset management companies, Huarong, Great Wall, Cinda and Orient, to take over the divestment from ICBC, ABC, CCB and Bank of China Non-performing loans, the implementation of the accounts and centralized disposal. After receiving these non-performing loans, the financial asset management companies have successively taken measures to settle and terminate a batch of debts through consultation with debtor companies and through judicial proceedings.