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国家助学贷款是党中央、国务院在社会主义市场经济条件下,利用金融手段完善我国普通高校资助政策体系,加大对普通高校贫困家庭学生资助力度所采取的一项重大措施。广东省自2007年实行国家开发银行国家助学贷款新机制,取得一定的成效,但在具体实施过程中还存在一些问题和不足,因此,应采取有效的措施,多方联动,为“还款难”对症下药,从而推进高校助学贷款工作良性、持续健康发展。
The national student loan is a major measure taken by the CPC Central Committee and the State Council under the condition of a socialist market economy to improve the financial aid system for ordinary colleges and universities in our country by means of financial means and to increase the subsidy for students from poor families in ordinary colleges and universities. Guangdong Province has implemented a new national student loan system of China Development Bank since 2007, and has achieved some success. However, there are still some problems and shortcomings in the specific implementation process. Therefore, effective measures should be taken and multi-party linkage should be made to repay Difficult to "prescribe the right remedy, so as to promote the benign and sustained and healthy development of student loans in colleges and universities.