随着经济体制改革的逐步深化，金融业作为现代化经济的主导行业，在高速发展的同时，也不可避免地承受越来越大的风险。资产质量偏低，贷款收回缺乏必要的保障，正成为大多数银行面临的首要问题。在我国现有经济状况下，完善抵押贷款手续应成为解决这一问题的第一要素。抵... With the gradual deepening of the reform of the economic system, as the leading industry of the modern economy, the financial industry inevitably suffers more and more risks while developing at a rapid pace. The low quality of assets and the lack of necessary safeguards for loan recovery are becoming the primary issues facing most banks. Under the current economic conditions in our country, improving the mortgage loan procedures should become the first element to solve this problem. Arrived ...